Credits

FEATURES
This instant loan facility is specially designed for employees (civil or public service) are paid through Controller and Accountant General Department

ELEGIBILITY
1. Adult from the age of 18 years
2. Salary earners
3. Affordability on the pays lip
4. Applicable to none account holders
5. Must have Ghana Card

BENEFITS
- Instant loan
- Competitive interest rate
FEATURES
1. Lien of 25%as a security cover or insured stock
2. No guarantor
3. Insurance – 1%
4. 6 months repayment duration
5. Competitive interest rate
6. Financing Areas; working capital, Asset financing, goods purchase, clear goods, shop rental

ELEGIBILITY
1. Account holder with the bank
2. Register with the MSME department for the purposes of training
3. Strong/potential cash flow
4. Existing/running business
5. Must have Ghana Card

BENEFITS
1. Loan within 48 hours
2. Technologically driven - *899*33#
3. Credit with education/capacity building
FEATURES
This facility is available to businesses, churches, schools to Overdrawn their accounts to meet urgent cash flow needs (payment of salaries, suppliers) pending receipts from debtors, donors or contributors

ELEGIBILITY
1. Individuals from the age of 18 years
2. Corporate bodies
3. Businesses
4. Must be a current account holder (Current, Savings etc.)

REQUIREMENTS
- Guarantors
- Lien
FEATURES
This loan is available for all forms of businesses (sole proprietorship, partnership, companies, etc.) and individuals

ELEGIBILITY
1. Individuals from the age of 18 years
2. Corporate bodies
3. Businesses
4. Must be a current account holder (Current, Savings etc.)

REQUIREMENT
- 2 guarantors
- 30% lien
FEATURES
For all employees (e.g. public and civil servants/ all government workers, mining companies and all other private organisations

ELEGIBILITY
1. Adult from the age of 18 years
2. Must hold a salary/current account with the bank

REQUIREMENT
- 2 guarantors
- No lien
- Letter of undertaking from the employer
FEATURES
This facility is available to workers who may need money urgently to solve a problem at the time their salaries are not in

ELEGIBILITY
1. Adult from the age of 18 years
2. Must hold a salary/current account with the bank

REQUIREMENT
- No guarantor if the duration is one month
- No lien